Terms & Conditions

Last updated: January 2026

1. Acceptance of Terms

These Terms & Conditions ("Terms") govern your access to and use of the website, the 2026 SG Stock Watchlist, the Warning Dashboard, and any related materials provided by Meg Research Organization ("we", "us", "our"). By accessing this website or registering for any of our free materials, you agree to be bound by these Terms. If you do not agree, please do not use this website.

2. Our Service

Meg Research Organization provides free financial education and general market commentary, including research briefs delivered via WhatsApp. Our content is designed for Singapore retail investors who wish to learn a structured approach to reviewing Singapore-listed stocks. We do not provide investment management, brokerage, or financial advisory services.

3. Eligibility

You must be at least 18 years of age to use this website and register for our materials. Our content is intended for residents of Singapore. If you access this website from outside Singapore, you do so at your own initiative and are responsible for compliance with local laws.

4. No Financial Advice

All content provided by Meg Research Organization is for general information and educational purposes only. It does not take into account your personal objectives, financial situation, or needs, and does not constitute a recommendation, solicitation, or offer to buy or sell any security. We are not licensed by the Monetary Authority of Singapore to provide financial advisory services. You should seek advice from a licensed financial adviser before making any investment decision.

5. Intellectual Property

All materials on this website, including the Watchlist, the Warning Dashboard, research briefs, text, graphics, and logos, are the property of Meg Research Organization and are protected by applicable intellectual property laws. You may not reproduce, redistribute, resell, or commercially exploit any of our materials without our prior written consent. You may share brief excerpts for personal, non-commercial purposes with attribution.

6. Acceptable Use

You agree not to:

7. Third-Party Services

Our materials are delivered through third-party platforms such as WhatsApp (operated by Meta) and Google Workspace. Your use of those platforms is subject to their own terms and privacy policies. We are not responsible for the availability, accuracy, or practices of third-party services.

8. Limitation of Liability

To the maximum extent permitted by law, Meg Research Organization, its founders, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive loss arising from your use of this website or reliance on any content, including but not limited to losses from investment decisions. All investing involves risk, including the possible loss of capital.

9. Indemnity

You agree to indemnify and hold harmless Meg Research Organization against any claims, losses, or damages arising from your breach of these Terms or your misuse of our content.

10. Changes to These Terms

We may update these Terms from time to time. The revised version will be posted on this page with an updated date. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Singapore, and any disputes shall be subject to the exclusive jurisdiction of the courts of Singapore.

12. Contact Us

Questions about these Terms may be sent via WhatsApp to the number provided after registration, or through the contact channels published on this website.